Archive for 'REFI Cash-out'

Mortgage Rates are Still Dropping

There are still many skeptics out there, but according to the Christian Science Monitor in their article, “Mortgage rates dip again. 15-year loan hits new low,” the economy is on its’ way back. We all know what type of trouble the housing market was and is still in, after the recession hit in 2008. Finally [...]

4 Steps Towards A Successful FHA Refi

Loan for REfi, Ventura County, Orange County, Los Angeles

Home owners today can often find it difficult to weed through what’s a professional entity for a FHA mortgage refinance, and what is not. Due to the generation of many lending offices available for refi’s; especially in the Orange County, Los Angeles, and Ventura county areas, home owners hear from so many different representatives that [...]

Refinance Options With A FHA Mortgage Loan

Refi Orange County, Refi Ventura County, Refi Los Angeles

Congress’s recent lift in FHA home mortgage loans has everyone talking. Now with an average ceiling cap at $729,750 in California and over 660 markets country wide, current home owners are turning their attention to FHA mortgage refinance programs and interested if they are able to lower their home mortgage rates by refinancing with an [...]

Congress’s New FHA Ceiling Amounts For Refi

With the recent announcement made out of Washington regarding the raise in maximum FHA ceiling loan amounts, homeowners are wanting to know how and what this means for them? Can they qualify for an FHA mortgage refinance? What steps can be taken in order to receive a low rate mortgage refinance now that FHA loan [...]

Home Mortgage Refinance Vs. Loan Modifications

With today’s refinance market, low mortgage rates, types of home mortgage loans, FHA loan mortgages and refinance qualifications, homeowners are overwhelmed by all the information currently at their finger tips. What steps should be taken to stay within our home? How can we acquire the lowest mortgage rate for refinancing? Are we able to refinance [...]

FHA Mortgage Refinance

If you have a Federal Home Administration (FHA) loan and are looking for the lowest mortgage rates for refinancing, you’re in luck. Just because you have an FHA loan doesn’t mean you can’t take advantage of the best mortgage rates. In fact, in many ways, FHA borrowers are better-positioned than their more conventional counterparts when [...]

iPhone Apps Help You Refinance Your Home

Refinancing in the Orange County, Los Angeles, and Ventura areas have never been easier to follow, track, estimate, and help you to prepare than ever before. With information posted online at the push of a button, within seconds, homeowners are up to date on the latest industry news for refinancing their home no matter where [...]

Senator Boxer’s Refinancing Efforts Push for Homeowner Support

Exciting news for Venture, Los Angeles and Orange County homeowners…. California’s Senator Barbara Boxer’s (D) call for action on the GSE regulator to accept various item changes and adjustments to the current Home Affordable Refinancing Program so that Fannie Mae and Freddie Mac may begin to provide further refinance opportunities for homeowners currently suffering to [...]

Tapping Home Equity with Cash-Out Refinancing

Besides simply refinancing a home loan into a lower rate or shorter or longer term, there are two popular ways to head into a refi: seeking to get cash out, or bringing cash to the table. The latter approach, a “cash-in” refi, has become more popular in recent years. Freddie Mac reports that even with [...]